🧾 PICK2WIN — Terms & Conditions (United Kingdom)

📅 Effective Date: 1 February 2026
🏢 Operator: PICK2WIN Pvt Ltd (UK)
⚖️ Jurisdiction: England & Wales
🎰 Regulator: UK Gambling Commission (UKGC)
🌍 Website: https://www.pick2win.uk
📨 Support: support@pick2win.uk

0. ✨ Founder’s Note — Why PICK2WIN Exists

PICK2WIN was created after witnessing the negative impact of traditional fantasy and gambling platforms — overspending, addiction-driven design, confusion, and emotional stress.

The vision behind PICK2WIN is simple:

➡️ Create a safe, ethical, skill-based fantasy sports platform
➡️ Protect users from financial and psychological harm
➡️ Eliminate exploitative industry practices

PICK2WIN is not built to extract money from users, but to:

Reduce repeated deposits
Return maximum value through winnings or money-back
Allow wallet reuse instead of constant recharging
Never push users to spend more

Users always control how they play within their limits — please play wisely, not compulsively.

“Thank you for being part of the change. Play Safe, Be Safe.”
— Founder, PICK2WIN Pvt Ltd (UK)

1. ⚽ Platform Overview & Purpose

PICK2WIN is a skill-based fantasy sports platform, not a gambling service.

✔ Available Sports

⚽ Football
🏏 Cricket

🔜 Planned (subject to approval)

🏀 Basketball
⚾ Baseball

❌ PICK2WIN does NOT offer

Betting or wagering
Casinos, slots, roulette
Lotteries or chance-based games
Any form of real-money gambling

📌 Outcomes depend ONLY on user skill, player selection, and real-match performance — not chance or algorithms.

2. 💙 Core Principles & Ethical Commitments

🧠 Skill Over Chance — no randomness, no manipulation
💷 Income-Based Deposit Limits — affordability protection
⚖️ Transparent Platform Fees — clearly shown before joining contests
⛔ Zero Exploitation Policy — no pressure, no tricks, no upselling
⚠️ Mutual Ethics Rule:
Do not deposit unless you genuinely plan to play

Depositing without intention:

Wastes user money
Increases transaction & AML costs
Undermines responsible play principles

3. 👤 Eligibility

To use PICK2WIN, you must:

✔ Be 18 years or older
✔ Reside in England, Scotland, or Wales
✔ Maintain one account only
✔ Complete KYC before first withdrawal

📌 KYC is NOT required to deposit, join contests, or buy subscriptions
📌 Withdrawals are blocked until KYC is completed

4. 🪪 Account Registration & KYC

PICK2WIN uses SumSub for secure identity verification.

✔ Allowed without KYC

Deposits
Contest participation
Subscriptions
UCT usage

❌ Not allowed without KYC

Withdrawals
Sensitive profile changes

📌 Critical Rule:
KYC is required only at the time of first withdrawal.
Status shows “KYC Pending” → after approval → “KYC Done”.

5. 💼 Wallet Structure (Very Important)

PICK2WIN maintains three separate wallet balances:

💳 Deposit Balance — NON-WITHDRAWABLE

User-deposited funds
Used for contests & subscriptions
Refunds credit here
Cannot be withdrawn under any circumstance

⚠️ Do NOT deposit if you do not intend to play

🏆 Winnings Balance — Withdrawable

Contest winnings
Withdrawable after full KYC
Minimum withdrawal: £10

🎁 Bonus Balance — NON-WITHDRAWABLE

Joining, referral & subscription bonuses
Usable for up to 5% of entry fees

🔐 Safeguarding:
All funds are stored in UKGC-compliant segregated client accounts.

6. 💳 Deposits — Methods & Rules

✔ Accepted

Visa / Mastercard / Maestro
Apple Pay / Google Pay
Stripe
UK Bank Transfer

❌ Not Accepted

Credit cards
Crypto
Prepaid cards
Third-party or business accounts
Minimum deposit: £10
All deposits count toward monthly deposit limit
Deposit Balance is permanently non-withdrawable

7. 🧠 Responsible Gaming & Monthly Deposit Limits

Deposit limits are based on declared monthly take-home income
Limits reset monthly at 00:00 GMT/BST
Designed to:

Prevent overspending
Meet UKGC affordability standards
Encourage long-term safe play

8. 💸 Withdrawals

Withdrawals apply only to Winnings Balance
Require:

✔ Full KYC
✔ AML clearance
✔ Stable device/IP behaviour

❌ Withdrawals are NOT allowed from:

Deposit Balance
Bonus Balance
Refund credits

⏱ Processing time: 1–3 business days

9. 🎁 Bonuses & Promotions

Available Bonuses

Joining Bonus
Referral Bonus
First-Time Subscription Bonus (one-time)

Rules

❌ Never withdrawable
❌ Never convertible to cash
✔ Usable for up to 5% of entry fee

Misuse may result in bonus removal or account suspension.

10. 🏆 Contest Participation Rules

Entry fees: £1 – £5 (fixed)
Platform fee shown before joining
Teams per match: 1 to 20
Users may join multiple contests per match
All contest details are visible before entry

11. 🚨 User Responsibility Alert (Important)

You may join contests with any number of teams (1–20)

📌 Team count decisions are 100% user responsibility
❌ No refunds or edits once match starts

12. 🏆 Contest Categories — Fixed & Permanent

PICK2WIN offers ONLY these contests:

💎 Ultra
🚀 Mega
⭐ Pro
📈 Max
✨ Lite
🎓 Practice (Free)

🚫 No additional contests will ever be introduced

13. 🌧 Match Abandonment & Refunds

Before start → Refund to Deposit Balance
Reduced but completed → No refund
Midway abandonment → Refund per Refund Policy

14. 🔢 Team Structure Rules

Allowed team ratios only:

5×6
6×5
4×7
7×4

❌ Extreme combinations not permitted

15. 🛑 Anti-Recommendation Disclaimer

PICK2WIN:

❌ Does NOT recommend players
❌ Does NOT provide strategies
❌ Does NOT guarantee winnings

All selections and outcomes are user responsibility.

16. 🛡 AML, Privacy & Security

Compliance with MLR 2017, POCA 2002, UKGC, FCA
AES-256 encryption at rest
TLS 1.3 in transit
Data retained minimum 5 years

PICK2WIN never sells or monetises user data.

17. ⚖ Legal & Liability

Governing Law: England & Wales

PICK2WIN is not liable for:

User errors
Internet/device failures
Match outcomes

PICK2WIN is responsible for:

Fair scoring
Wallet integrity
Secure payments
Regulatory compliance

18. 📝 Dispute Resolution

1️⃣ Contact Support → support@pick2win.uk
2️⃣ Escalation → Arbitration / Small Claims Court
3️⃣ Legal route → England & Wales courts

19. 📢 Official Contacts

Support: support@pick2win.uk
Finance: finance@pick2win.uk
Privacy: privacy@pick2win.uk
Website: https://www.pick2win.uk