🧠 PICK2WIN - Responsible
Gaming & Monthly Deposit Limit Policy (UK)
📅 Effective
Date: 1 February 2026
🏢 Operator: PICK2WIN Pvt Ltd (UK)
⚖️ Jurisdiction: England & Wales
🎰 Regulator: UK Gambling Commission
(UKGC)
🌍 Website: www.pick2win.uk
📨 Support: support@pick2win.uk
🎯 1.
Purpose of This Policy
PICK2WIN is designed from the ground up to protect users from
financial harm, prevent overspending, and ensure healthy, responsible
participation.
This policy explains why deposit limits exist, how they are calculated, and how
the platform monitors user behaviour to prevent addiction or financial stress.
All rules in this section are required by the UKGC and are
implemented to keep users safe while maintaining platform integrity.
👤 2. Age
& Identity Verification (KYC Requirements)
Before a user can withdraw winnings, full KYC must be completed.
However, PICK2WIN allows deposits and subscription purchases before KYC,
because:
🟦 Operator
Transparency
Forcing KYC on every new account immediately causes large
verification expenses especially when many users register but do not become
active players.
This protects the operator from unnecessary cost while still guaranteeing:
✔ No funds
can exit the platform without full verification
✔ AML security remains intact
✔ Only genuine UK residents can
withdraw winnings
⚠️
Important:
WITHOUT completing full KYC, the user CANNOT withdraw winnings.
Deposits and subscription purchases are allowed but withdrawals are blocked
until verification is passed.
💼 3. Wallet
Structure (Critical for Responsible Gaming)
💳 Deposit
Balance NON-WITHDRAWABLE (IMPORTANT)
Deposit Balance is used for entering contests and buying
subscriptions.
It is never withdrawable to external accounts.
Refunds (e.g., match abandonment) are always credited back to Deposit
Balance.
This ensures no user can misuse the platform as a money-routing channel.
🌟 User
Advisory MUST READ
Do NOT deposit money if you do not intend to join contests.
Depositing without playing wastes user money (due to card processor fees) and
burdens the operator with unnecessary transaction costs. This policy protects
both the user and PICK2WIN.
The operator will NEVER ask or pressure you to deposit money.
Play only when you genuinely want to ethically and responsibly.
🏆 Winnings
Balance
Only source of funds that can be withdrawn, after KYC
verification.
Minimum withdrawal: £10
Subject to AML checks for suspicious behaviour.
🎁 Bonus
Balance
Not withdrawable
May be used for up to 5% of contest entry fees
Includes joining bonus, referral bonus, and first-time subscription bonus
💷 4.
Monthly Deposit Limit System
PICK2WIN enforces strict monthly deposit limits based on
user-declared take-home income.
This prevents overspending and maintains affordability for every user.
🔢 Absolute
Maximum Limit: £2,000/month
Deposit limits reset on the 1st of every month at 00:00, using:
✔ GMT
during winter months
✔ BST during British Summer Time
The reset always follows the timezone
applicable to that specific date.
⚙️ 5.
Deposit Limit Rules
Limits do NOT roll over to next month
Subscriptions count toward the limit
User may deposit multiple times until cap is reached
User may voluntarily lower their limit anytime
Increasing limits is not allowed without affordability evidence
⚠️ 6.
Critical User Warning Please Read Carefully
Bold Red Rule (for the users financial safety):
🟥 DO NOT
deposit if you do not plan to use your funds.
Depositing without the intention to join contests harms users
financially and increases operator costs.
This platform is built ethically we expect users to follow ethical behaviour
too.
PICK2WIN never encourages deposits.
Users should deposit ONLY when they genuinely wish to participate responsibly.
🔎 7.
Behaviour Monitoring & AML Protection
PICK2WIN continually monitors harmful financial patterns,
including:
Rapid deposits inconsistent with declared income
Night-time high-frequency transaction behaviour
Sudden changes in deposit habits
Device/IP anomalies
Attempts to use the platform for non-gaming financial activity
If detected:
⚠ Account
review
⚠ Temporary restriction
⚠ KYC re-verification
⚠ Source of Funds request
⚠ In severe cases → SAR filing to NCA
🧘 8.
Cooling-Off & Self-Exclusion Tools
Users may self-exclude or take a break anytime:
7-day cooling-off
30-day cooling-off
6-month self-exclusion
During exclusion:
Deposits disabled
Contest entry disabled
Subscriptions paused
GAMSTOP cross-platform exclusion applies
These tools exist to protect the user, not to limit freedom.
❤️ 9.
Support Resources
Users experiencing financial stress, addiction, or emotional
strain can access:
GamCare www.gamcare.org.uk 0808 8020 133
BeGambleAware www.begambleaware.org
GAMSTOP www.gamstop.co.uk
Debt Advice Foundation www.debtadvicefoundation.org
💡 10.
Alerts & Notifications
PICK2WIN notifies users about:
Remaining deposit allowance
Monthly limit resets
KYC requirements
Strange activity or AML alerts
Responsible gaming reminders
Notifications are designed to safeguard the user, not to encourage
spending.
🛡 11.
Transparency in Contests
Before joining any contest, users see:
Entry Fee
Platform Fee
Total Winners
Money-back Percentage
First Rank Prize
Maximum team entries allowed
Everything is displayed clearly and upfront no hidden charges
ever.
🧩 12.
Enforcement
Violations include:
Attempts to bypass deposit limits
Deposit behaviour inconsistent with affordability
Fraud, multi-accounting or payment misuse
Providing false income details
Consequences:
🚫 Temporary
freeze
🚫 Permanent account closure
🚫 Wallet suspension
🚫 SAR filing to NCA
🚫 In severe cases → funds
forfeited to charity
🔐 13. Data
Protection
All behavioural, affordability and gaming data is encrypted using:
AES-256 at rest
TLS 1.3 in transit
Data is used ONLY for:
✔ User
safety
✔ AML compliance
✔ Regulatory reporting
Never for marketing or third-party sharing.
🏛 14.
Regulatory Compliance
This policy satisfies:
UKGC LCCP 3.4.1 Responsible Gambling
UK Affordability Guidelines
AML MLR 2017 Requirements
UK GDPR Data Protection Rules
All responsible gaming decisions are logged and fully auditable.